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Patient Resources

Financial information to help you plan for your care.

In-House Membership Plan

No insurance? No problem. We offer simple, affordable in-house plans to cover your preventative care and offer discounts on other treatments.

Pediatric

$30/mo
  • Unlimited Exam & X-rays
  • 2 Regular Cleanings / Year
  • 15% Off All Treatments

Gold

$75/mo
  • Unlimited Exam & X-rays
  • 2 Regular Cleanings / Year
  • 25% Off Treatments
  • 15% Off Cosmetic

Platinum

$150/mo
  • Unlimited Exam & X-rays
  • Unlimited Routine Cleanings
  • 50% Off Treatments
  • 25% Off Cosmetic

Patient Financing

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0%
APR Payment
Plans

We offer up to 24 months of 0% interest payment plans and up to 7 years of reduced interest rate payment plans through our trusted partners CareCredit and Proceed Finance.

Apply for CareCreditProceed Finance
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Dental Insurance

We work with all PPO networks.

Examples of accepted insurance providers are listed below. Our team will happily file claims on your behalf and help you maximize your benefits.

If you are searching for "what dentist accepts Aetna near me," "what dentist accepts Delta Dental near me," "what dentist accepts MetLife near me," "what dentist accepts Cigna near me," or other PPO plans in Belmont, San Mateo, Redwood City, San Carlos, and Half Moon Bay — Carlmont Dental Care can help.

Aetna
MetLife
Delta Dental
Guardian
Ameritas
Blue Cross
Cigna
Principal
Sun Life
Humana
United Concordia
GEHA

Dental Insurance that CAN NOT be used in our office

All Dental HMO Plans

Please note: We are unable to accept any HMO or DMO insurance plans.

Price Guide

Glam Trio (Invisalign + ZOOM! + 6 veneers)

$15,000

Fabulous Trio (Invisalign + ZOOM! + 10 veneers)

$18,500

Ultimate Makeover (Invisalign + ZOOM! + 20 veneers)

$30,000

Veneer Only - Full Upper

$15,000

Veneer Only - Full Mouth

$25,000

A La Carte

Cosmetic Consultation

$152

Initial Exam & Cleaning

$250

Invisalign

$7000

Veneers (Ceramic)

$1827/Tooth

Resin Veneer

$600/Tooth

Insurance & Financing FAQ

Direct answers to the most common insurance and payment questions from Belmont, San Carlos, Redwood City, and Peninsula patients.

Do you accept Delta Dental PPO?

Yes. Carlmont Dental Care accepts Delta Dental PPO insurance. Our team verifies your benefits before treatment and files claims on your behalf so you know your expected out-of-pocket cost in advance.

Do you accept Aetna dental insurance?

Yes. Carlmont Dental Care accepts Aetna PPO dental insurance. We verify benefits, file claims, and explain your coverage before treatment begins.

Do you accept MetLife dental insurance?

Yes. We accept MetLife PPO insurance and help patients understand annual maximums, deductibles, and waiting periods before treatment.

Do you accept Cigna dental insurance?

Yes. Cigna PPO insurance is accepted. We file claims and provide written treatment estimates that account for your specific Cigna plan benefits.

Do you accept Guardian dental insurance?

Yes. Guardian PPO insurance is accepted at Carlmont Dental Care. Our team helps you maximize benefits across cleanings, restorative care, and major treatment.

Do you accept Blue Cross Blue Shield, Ameritas, Principal, Sun Life, Humana, United Concordia, or GEHA?

Yes — Carlmont Dental Care accepts all of these PPO plans, plus most other PPO networks. If you do not see your plan listed, call us at (650) 591-1984 and we will check coverage for you.

Do you accept dental HMO or DMO plans?

No. Carlmont Dental Care is unable to accept HMO or DMO insurance plans. We accept all PPO networks and offer in-house membership plans for patients without insurance.

What if I do not have dental insurance?

We offer in-house membership plans starting at $30/month (Pediatric), $75/month (Gold), and $150/month (Platinum). Plans include exams, X-rays, cleanings, and discounts on additional treatment. CareCredit and Proceed Finance also offer 0% APR payment plans for larger treatment.

Do you offer financing for larger treatments like Invisalign, veneers, or implants?

Yes. We offer 0% APR financing for up to 24 months and reduced-rate plans for up to 7 years through CareCredit and Proceed Finance. Apply online or ask our team about options at your consultation.