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Patient Resources

Financial information to help you plan for your care.

In-House Membership Plan

No insurance? No problem. We offer simple, affordable in-house plans to cover your preventative care and offer discounts on other treatments.

Pediatric

$30/mo
  • Unlimited Exam & X-rays
  • 2 Regular Cleanings / Year
  • 15% Off All Treatments

Gold

$75/mo
  • Unlimited Exam & X-rays
  • 2 Regular Cleanings / Year
  • 25% Off Treatments
  • 15% Off Cosmetic

Platinum

$150/mo
  • Unlimited Exam & X-rays
  • Unlimited Routine Cleanings
  • 50% Off Treatments
  • 25% Off Cosmetic

Patient Financing

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0%
APR Payment
Plans

We offer up to 24 months of 0% interest payment plans and up to 7 years of reduced interest rate payment plans through our trusted partners CareCredit, Cherry, and Proceed Finance.

Ask About CareCreditProceed Finance
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Dental Insurance

We accept most PPO dental plans. We handle the paperwork, so you know what you'll pay before treatment starts.

1

Share your insurance

Give us your plan name and member ID when you book, by phone or online.

2

We check your benefits

Before your visit we confirm your coverage, deductible, and remaining annual maximum.

3

We file the claim

You get a written estimate up front, and we submit claims to your plan for you.

PPO plans we accept include

  • Delta Dental
  • Aetna
  • MetLife
  • Cigna
  • Guardian
  • Blue Cross Blue Shield
  • Ameritas
  • Principal
  • Sun Life
  • Humana
  • United Concordia
  • GEHA

Don't see your plan? Call (650) 591-1984 and we'll check it for you.

Plans we can't accept

We're not able to take dental HMO or DMO plans. No insurance, or an HMO plan? Our membership plans cover exams, X-rays, and cleanings from $30/month.

See membership plans

Price Guide

Glam Trio (Invisalign + ZOOM! + 6 veneers)

$15,000

Fabulous Trio (Invisalign + ZOOM! + 10 veneers)

$18,500

Ultimate Makeover (Invisalign + ZOOM! + 20 veneers)

$30,000

Veneer Only - Full Upper

$15,000

Veneer Only - Full Mouth

$25,000

A La Carte

Cosmetic Consultation

$152

Initial Exam & Cleaning

$250

Invisalign

$7000

Veneers (Ceramic)

$1827/Tooth

Resin Veneer

$600/Tooth

Pay over time with Cherry

Cherry lets you split your treatment into monthly payments instead of paying all at once.

  • • Applying takes just a few minutes and uses a soft credit check, so your credit score is not affected.
  • • You see your monthly payment options right away, before you commit to anything.
  • • Works for implants, Invisalign, veneers, crowns, and other treatment.
  • • Our front desk walks you through the application in the office.
Call (650) 591-1984

Have our office contact you

Leave your info and our team will call you about CareCredit or Cherry payment plans.

Insurance & Financing FAQ

Direct answers to the most common insurance and payment questions from Belmont, San Carlos, Redwood City, and Peninsula patients.

Do you accept Delta Dental PPO?

Yes. Carlmont Dental Care accepts Delta Dental PPO insurance. Our team verifies your benefits before treatment and files claims on your behalf so you know your expected out-of-pocket cost in advance.

Do you accept Aetna dental insurance?

Yes. Carlmont Dental Care accepts Aetna PPO dental insurance. We verify benefits, file claims, and explain your coverage before treatment begins.

Do you accept MetLife dental insurance?

Yes. We accept MetLife PPO insurance and help patients understand annual maximums, deductibles, and waiting periods before treatment.

Do you accept Cigna dental insurance?

Yes. Cigna PPO insurance is accepted. We file claims and provide written treatment estimates that account for your specific Cigna plan benefits.

Do you accept Guardian dental insurance?

Yes. Guardian PPO insurance is accepted at Carlmont Dental Care. Our team helps you maximize benefits across cleanings, restorative care, and major treatment.

Do you accept Blue Cross Blue Shield, Ameritas, Principal, Sun Life, Humana, United Concordia, or GEHA?

Yes — Carlmont Dental Care accepts all of these PPO plans, plus most other PPO networks. If you do not see your plan listed, call us at (650) 591-1984 and we will check coverage for you.

Do you accept dental HMO or DMO plans?

No. Carlmont Dental Care is unable to accept HMO or DMO insurance plans. We accept all PPO networks and offer in-house membership plans for patients without insurance.

What if I do not have dental insurance?

We offer in-house membership plans starting at $30/month (Pediatric), $75/month (Gold), and $150/month (Platinum). Plans include exams, X-rays, cleanings, and discounts on additional treatment. CareCredit, Cherry, and Proceed Finance also offer payment plans for larger treatment.

Do you offer financing for larger treatments like Invisalign, veneers, or implants?

Yes. We offer 0% APR financing for up to 24 months and reduced-rate plans for up to 7 years through CareCredit and Proceed Finance, plus flexible monthly plans through Cherry (no hard credit check to apply). Ask our team about all options at your consultation.

Do you accept Cherry payment plans?

Yes. Carlmont Dental Care offers Cherry, a patient financing option that splits treatment into monthly payments. Applying takes a few minutes and does not require a hard credit check, so it will not affect your credit score. Call (650) 591-1984 or leave your contact info on this page and our office will reach out to help you get started.